"This calculator is intended to be used as a guide only. Whilst every care has been taken in the design and programming of this programme, the authors and the firm take no responsibility for any loss or damages that may be sustained as a result of reliance by any person on the information contained herein.

The above amounts do not include estimated rates & levies.

The amounts I.R.O bank valuation & initial fee may vary depending on the bank or building society involved.

It is suggested that when in doubt, the user should verify the correctness of the information contained herein with the relevant Act, Regulation or Promulgation."